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RETIREMENT PLANSPENSION PLANS401(K)s

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A retirement plan with a 401(k) feature permits employees to save for their future by deferring a portion of their salary before certain taxes are withheld. The plan can also provide for employer matching and employer non-elective contributions to supplement the elective deferrals made by Participants. There are numerous options that can be added to customize the program for the Plan Sponsor.

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401(k) Feature

PENSERVCO can provide you with a proposal (an illistration) on a plan that is designed specifically for your organizations' needs. ● 401(k) ● 403(b) ● 457

BENSERVCO

Penservco can offer your organization a well structured, affordable retirement plan that fully is administered, meets all compliant regulations and benefits both the employer and employees.

We invite you to contact PENSERVCO to learn more about the options that are available.

For compliant and other regulartory details on 401(k)s and related retirement plans, please visit the following links:

http://www.irs.gov/retirement/index.html

http://search.irs.gov/web/query.html?col=allirs&charset=utf-8&qp=&qs=-Wct%3A%22Internal+Revenue+Manual%22&qc=&qm=0&rf=0&oq=&qt=401%28k%29&search.x=39&search.y=5